Global Citizenship

John D. Rockefeller once said: “If you want to become wealthy, you must have your money work for you. The amount you get paid for your personal effort is relatively small compared with the amount you can earn by having your money make money.”

All Africans love living in Africa and there is nothing stopping us from being Global Citizens.

That's correct you can become a Global Citizen.

You will need to re educate yourself around Financial planning and identifying the correct vehicles to use to achieve your plan.

It all begins with a Plan. Its time to know "The Formula for Riches"

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Below is a list of topics one needs to understand and grasp in order to understand The Formula For Riches.

Understand the Debt Trap

Study Investment Platform Types

Identify those that Interest You

Begin with Monthly Investing

Understand Investment Risk

This book is written by Hannes Dreyer one of my Mentors and I highly recommend you take the time to read it.

I was born in Zimbabwe and having lived the majority of my life in South Africa there is no better part of the world to live in and to achieve this "Formula For Riches", but one needs a Plan linked to Financial Goals.

Yes, it is possible to become financially free in the world today. This requires careful planning, saving, investing, and budgeting. Additionally, it is important to create multiple streams of income and to take advantage of opportunities to increase your wealth.

You too can start up your own Business and have a second income and become financially FREE. Yes we live in uncertain times thats a given but you can take control of your LIFE!


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Understanding the Debt Trap

The debt trap in South Africa is a complex issue that is rooted in the country's history of inequality and racial disparity. It is a problem that has been exacerbated by the economic recession of 2008 and the resulting austerity measures. South Africa has one of the highest levels of debt in the world, with most of it owed to foreign lenders. This debt has been difficult to pay off due to high interest rates, low growth rates, and the country's weak currency. In addition, the government has used debt to finance its social programs, which have had limited success in alleviating poverty. This has led to a situation where households and businesses are unable to service their debt and have to resort to borrowing more money to stay afloat. As a result, debt levels in South Africa are continuing to rise, leading to a situation where the country is increasingly reliant on foreign lenders for financing.

Many South Africans ask me: How can one get themselves out of the Debt Trap in South Africa?

1. Analyze your finances: Make a detailed list of your income, expenses, and debts.

2. Create a budget: Calculate how much of your income goes to debt payments and other expenses.

3. Prioritize your debts: Determine which debts should be paid off first, and make a plan for paying them off.

4. Negotiate with creditors: Contact your creditors and try to negotiate a lower interest rate or a repayment plan.

5. Consolidate your debts: Consider taking out a loan to consolidate your debts and make your payments more manageable.

6. Seek help: Consider getting professional advice from a debt counsellor or credit provider.

7. Increase your income: Consider getting a second job or selling items you no longer need to make extra money.

8. Cut your expenses: Cut back on non-essential spending and put the money toward your debts.

9. Stay disciplined: Stay focused on your plan and maintain good financial habits.


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